Help Me Choose Quiz

This quiz is designed to help you determine which benefits may be best for you and your family. It’s easy, confidential and takes just a few minutes.

After taking this quiz you may want to print or email a copy of the results to refer to once you’re ready for enrollment. You can also take the quiz more than once.

In your responses, consider all those who will be covered by your benefits, whether it’s just you, or you, your spouse and children.

Accept Terms and Conditions

1

When it comes to paying for medical expenses, which is more important to you?

Security — I will pay more from my paycheck throughout the year in exchange for paying lower, more predictable costs when I receive care.

Lower monthly employee contributions — I want less taken from my paycheck and am willing to pay more when I seek care.

2

How active are you?

Not very active: I like to take it easy in my down time.

Moderately active: I walk, jog or go to the gym 2-3 times a week.

Highly active: I work out or am physically active almost daily.

3

If you found surprise cash in your pocket, what would be your first thought?

I’m ready to spend it!

Maybe spend some of it and save the rest.

I’m a saver, that extra cash is going directly into my savings account.

4

How much health care do you and any family members you plan to cover typically use in a year?

I regularly get prescriptions filled.

I get my regular annual preventive care, but that’s about it.

I can count on someone in my family getting sick during cold and flu season and needing to visit the doctor.

Urgent care and ER trips are part of our family’s routine.

Someone in my family or I manage a chronic illness, so I generally use care regularly throughout the year.

5

How do you prefer to pay when you receive care?

I’m comfortable paying coinsurance (a percentage of the total expense).

I prefer paying set copays for covered services so I know what to expect when I visit the doctor or get care.

With company-provided funding to my HSA.

My main goal is to avoid a higher deductible.

6

If you have or have had a Health Savings Account (HSA), do you typically use up the funds each year?

I don’t have an HSA.

What’s an HSA?

I usually have money left over and am saving that for future expenses.

I spend every penny!

I’m not eligible for an HSA.

7

When you think about dental care for yourself and any family members you plan to cover, what best describes your needs?

Cavity free!

Needs a lot of work — I spend a lot of time and money at the dentist office.

I think we will need to pay for braces soon.

I don’t need much dental care, so I’m ok with limited coverage if it means lower monthly costs.

8

Which of the following best describes how you and your family are doing in terms of mental health and well-being?

We’re getting through most days okay, though it can take extra effort.

We sometimes struggle to find healthy ways to handle stress.

We feel steady and well-supported in our emotional health.

Emotions can feel overwhelming or difficult to keep in balance.

Yes

No

19

Have you, or has anyone in your family, been diagnosed with diabetes or prediabetes?

Yes

No

Help Me Choose Quiz

About This Information

When it comes to paying for medical expenses, which is more important to you?

How active are you?

If you found surprise cash in your pocket, what would be your first thought?

How much health care do you and any family members you plan to cover typically use in a year?

How do you prefer to pay when you receive care?

If you have or have had a Health Savings Account (HSA), do you typically use up the funds each year?

When you think about dental care for yourself and any family members you plan to cover, what best describes your needs?

Which of the following best describes how you and your family are doing in terms of mental health and well-being?

Now for the lightning round! Quick questions to get you to your recommended benefits.

How old are you?

Do you use tobacco?

Does any member of your family need contact lenses or glasses?

Do you have a child under 13 (or disabled child over 13) who needs childcare or an aging dependent parent who needs elder care?

Do you have any planned surgeries, medical procedures or healthcare needs in 2026 that may result in higher or unpredictable costs, such as childbirth or surgery?

Do you generally get your recommended annual checkups and screenings each year?

Do you – or a member of your family that you cover – take ongoing maintenance prescription medications?

Planning ahead is the best way to protect your loved ones. Consider whether the Worthington Steel basic life insurance benefit is enough to meet your family’s needs.

Have you completed or do you plan to complete your health screening with blood draw by Dec. 1, 2025?

Are you or is anyone else in your household turning age 65 or planning to retire this coming year?

Have you, or has anyone in your family, been diagnosed with diabetes or prediabetes?

Calculating Your Results...