Help Me Choose Quiz

This is a quiz to help you determine which benefits may be best for you and your family. It’s easy, confidential and takes just a few minutes.

After taking this quiz you may want to print or email a copy of the results so that you can have it handy for enrollment. You can also take the quiz more than once.

In your responses, consider all those who will be covered by your benefits, whether it’s just you, or you and your spouse and children.

Accept Terms and Conditions

1

When it comes to paying for medical expenses, which is more important to you?

Predictability — I will pay more from my paycheck throughout the year in exchange for paying less when I receive care (even if it means I potentially spend more in total).

Lower monthly employee contributions — I want less taken from my paycheck and am willing to pay more when I seek care.

2

How active are you?

Not very active: I like to take it easy in my down time.

Moderately active: I walk, jog or go to the gym 2-3 times a week.

Highly active: I work out or am physically active almost daily.

3

If you found surprise cash in your pocket, what would be your first thought?

I’m ready to spend it!

Maybe spend some of it and save the rest.

I’m a saver, that extra cash is going directly into my savings account.

4

Do you tend to need a lot of health care during the year, or usually not much? Remember to consider any family members you plan to cover.

I rarely go to the doctor.

I get my regular annual preventive care, but that’s about it.

I can count on someone in my family getting sick during cold and flu season and needing to visit the doctor.

The kids bring germs home and we all get sick!

Urgent care and ER trips are part of our family’s routine.

5

If you have/have had a Health Savings Account (HSA), do you usually spend all the money in it each year?

I don’t have an HSA.

What’s an HSA?

I usually have money left over and am saving that for future expenses.

I spend every penny!

6

How’s your dental health? Pick which is top of mind. Remember to consider any family members you plan to cover.

Cavity free!

Needs a lot of work — I spend a lot of time and money at the dentist office.

It’s time for another one of our kids to get braces.

I don’t need much dental care, so I’m ok with limited coverage if it means lower monthly costs.

7

When it comes to your mental health, how are you doing?

I’m managing but it’s difficult sometimes.

I fall back on some bad habits to help cope with life’s ups and downs.

I’m thriving.

I feel like I’m on an emotional roller coaster!

Yes

No

Help Me Choose Quiz

About This Information

When it comes to paying for medical expenses, which is more important to you?

How active are you?

If you found surprise cash in your pocket, what would be your first thought?

Do you tend to need a lot of health care during the year, or usually not much? Remember to consider any family members you plan to cover.

If you have/have had a Health Savings Account (HSA), do you usually spend all the money in it each year?

How’s your dental health? Pick which is top of mind. Remember to consider any family members you plan to cover.

When it comes to your mental health, how are you doing?

Now for the lightning round ... quick questions to get you to your recommended benefits.

How old are you?

Do you use tobacco?

Does any member of your family need contact lenses or glasses?

Do you have a child under 13 (or disabled child over 13) who needs childcare or, an aging dependent parent who needs elder care?

Do you have any planned surgeries, medical procedures or health care needs in 2025 that may result in higher or unpredictable costs (for example, having a baby or surgery)?

Do you generally get your recommended annual checkups and screenings each year?

Do you – or a member of your family that you cover – take ongoing maintenance prescription medications?

While no one wants to think about death, it’s important to protect your loved ones. Are you confident you have enough life insurance?

Have you completed – or do you plan to complete – your health screening with blood draw between October 1, 2024 – December 1, 2025?

Are you or is anyone else in your household turning age 65 this coming year?

Calculating Your Results...